Our Preferred Lenders

The goal of State Bank is to provide the best loan terms and the highest level of service in the industry.  With local lenders and underwriters, State Bank is committed to the CSRA.  From getting pre-qualified to the closing on your home, State Bank works hard to meet deadlines and to exceed your expectations.

James Gay is the top producing loan officer in the CSRA and one of the top producers in the State of Georgia.  James works with Clients all over the CSRA, but focuses on the Columbia County and North Augusta markets.

James Gay
Vice President & Loan Officer
State Bank Mortgage
www.jamesgay.com – Free pre-qualification!

Named Top 10 producing loan officer in the state of Georgia for 2014 by the Mortgage Bankers Association of Georgia

NMLS # 412223


Ashlee Aloan works directly with James to provide excellent customer service to Columbia County home buyers

Ashlee Aloan
Loan Officer Assistant

NMLS # 1003923







Mortgage Office Locations


Augusta                                               Aiken
2743 Perimeter Parkway                 2150 Woodside Court
Augusta, GA 30909                          Aiken, SC 29803