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Category: Buyer Tips

    Pros & Cons of Living in an HOA Community

    By RandiJo White | September 12, 2023

    If you are a first-time home buyer, you may be wondering whether living in an HOA community is a good option for you. An HOA, or homeowners association, is an organization that sets and enforces rules and standards for a neighborhood. Communities with HOAs can offer many benefits. These benefits can include: amenities, maintenance, security,... Read More

    VA Loan Assumption

    By RandiJo White | September 6, 2023

    Let’s discuss a strategy buyers and sellers are using to avoid the current higher interest rates… VA Loan Assumptions. A VA loan “assumption” is when a borrower takes over an existing mortgage, and it’s possible even if the buyer isn’t a military service member, veteran, or eligible surviving spouse. That means a buyer might be... Read More

    Temperate of the Market

    By RandiJo White | July 25, 2023

    Today I have our Sales Manager, Meagan Nungester, here with me to talk about the Temperature of the Market from both a Buyer & Seller’s perspective! Shannon: Thanks for being here, Meagan.  Meagan: Yeah, super excited! Shannon: Just so all of our viewers know, Meagan is over our agent team and our sales division, so... Read More

    What will the housing market look like this summer?

    By RandiJo White | June 21, 2023

    2023 has been an unpredictable year in the housing market. After the upheaval of the pandemic and the low interest rates we saw over the last two years, it seemed like a return to normal was coming this year. And one of the ways the market was going to get back to normal was that... Read More

    Why You Need An Appraisal!

    By RandiJo White | April 26, 2023

    Why do you need an appraisal, and what happens if that appraisal comes in low? For sale purposes, if you are getting a loan on a home, the bank is going to require an appraisal on that home. The purpose of this appraisal, is to be sure that the price that you are paying for... Read More

    Should You Use Your Current Bank for Your Mortgage?

    By RandiJo White | April 5, 2023

    Today I want to talk about if you should use your current bank that you have your savings or checking with for your mortgage. When looking to purchase a home, one of the most important decisions is how to finance it. One option is to use your current bank for a mortgage. But is it... Read More

    Let’s Talk Interest Rates & Pre-approval!

    By RandiJo White | December 27, 2022

    Today I have my favorite mortgage company here with me, Motto Mortgage Simplified, and we are going to discuss the first thing you should do if you’re thinking about buying, and what the interest rates are currently doing. The main reason I love Motto Mortgage Simplified is because they are local. If you have a... Read More

    4 Common Contingencies Found in a Real Estate Contract

    By RandiJo White | November 30, 2022

    When buying a home, you should be aware of something called a contingency. A contingency clause means that certain requirements must be met in order for the contract to be binding, and if those terms aren’t met, then the contract could end. Contingencies are included in your real estate contract. Let’s discuss these possible contingencies: ... Read More

    5 Questions to Ask Your Agent

    By RandiJo White | November 8, 2022

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    Home Owner Benefits

    By RandiJo White | August 31, 2022

    Today I want to share with you 4 benefits that come along with owning a home. First and most important, financial stability. Yes it is true that buying a home comes with a lot of upfront expenses, such as the down payment, closing costs, and ongoing maintenance costs; but with a fixed-rate loan the homeownership... Read More