I’m so excited at this time of year! I get to spend a lot of time with past clients the week of Thanksgiving, which just passed, and it makes me so happy to hear how much somebody loves their new home and appreciates the help we provided them during their home buying process. It really makes me feel warm inside, and it also reminds me how important it is to keep your home goals in mind regardless of what the interest rates are doing. Whether your goal is to upsize, downsize, or move closer to family, it’s important to keep that goal in mind, regardless of what interest rates are doing, because you can always date the rate, and marry the home.
Date the rate and marry the home. What does that mean? The idea is to find the home you love and buy it at whatever mortgage rate is available in today’s market, with the intent to refinance and nab a lower rate later. If you are not a news junkie, you may not know that the interest rates have gone down the last four weeks in a row. They are as low as 5.99%! But there are other ways to get your interest rate down. You can buy down your interest rate, and you can also negotiate to get the seller to give you closing costs to buy down your interest rate. There are other options out there, as well.
If you are thinking about upsizing, downsizing, or just buying/selling a home in general, then I have a GIFT for you!
If you are a NEW Shannon Rollings Real Estate Client, and you reach out to me DIRECTLY, via text or call at my personal cell phone, 706-339-4984, before December 31st of 2023, I will gift you up to $1,000 to be used towards your closing costs, buying down your interest rate, home inspection, or appraisal, to help cover some of those costs. But you have to be a BRAND NEW CLIENT and you have to come through me DIRECTLY, not through a third party platform like Zillow, Realtor.com, Trulia, or any of those. Again, it’s only good if you reach out to me BEFORE the end of December 2023.
And remember, if you’re buying or selling, give us a call! My team and I are on standby 7 days a week, ready to help you take the smoother road to sold!