Wondering what the rule of thumb is for when you should refinance your home?

When interest rates dip, I am frequently asked when the best time to refinance is, and really, there is no rule of thumb.  You should consult with a trusted mortgage lender.  Our sister company, Motto Mortgage Simplified, has helped hundreds of our clients with refinancing when the time was right for them. They looked at not only what their home interest rate was but also what their credit card and/or car debts were to see if they could roll those higher interest rate loans into one single lower overall payment and found the right situation for these clients.

Are you tired of high credit card debt, large car loans, plus a home mortgage and wonder how you could save money every month? Call Greg Leaptrotte with Motto Mortgage Simplified to find out what he can do for you.  Should you consider doing this if you are thinking you may sell your home in the next couple of years? Greg can tell you how much you would save overall if this is your case.  And if you have a VA loan, you should know that refinancing could be none to very low costs and many times with all types of home loans, you can roll the majority of the expense for refinancing into your loan and it ends up being pennies compared to the substantial savings you realize for refinancing.

Give Greg a call today to discover your savings and have it available for the upcoming holidays!  And remember whether you are buying or selling or both, my team and I are on standby 7 days a week ready to help you take the smoother road to sold.